{"id":2884,"date":"2024-12-20T18:07:13","date_gmt":"2024-12-20T18:07:13","guid":{"rendered":"https:\/\/caralticonesa.com\/?p=2884"},"modified":"2024-12-20T18:07:13","modified_gmt":"2024-12-20T18:07:13","slug":"com-canviar-dasseguranca-de-salut","status":"publish","type":"post","link":"https:\/\/caralticonesa.com\/ca\/com-canviar-dasseguranca-de-salut\/","title":{"rendered":"Com canviar d’asseguran\u00e7a de salut."},"content":{"rendered":"

Canviar asseguran\u00e7a de salut \u00e9s una decisi\u00f3 important per garantir que obtinguis la cobertura m\u00e9s adequada a les teves necessitats i pressupost. Ja que \u00e9s habitual que les primes de les companyies, vagin pujant any a any, m\u00e9s del desitjable.<\/p>\n

Aquest proc\u00e9s requereix certs detalls clau per evitar inconvenients. Aqu\u00ed us expliquem els passos i aspectes essencials per fer aquest canvi.<\/p>\n

 <\/p>\n

Avalua les teves necessitats de cobertura<\/h3>\n

Abans de canviar d’asseguran\u00e7a, identifica les caracter\u00edstiques que necessites a la teva p\u00f2lissa de salut, els serveis i cobertures importants per a tu.<\/p>\n

Necessiteu acc\u00e9s a especialistes o serveis m\u00e8dics espec\u00edfics?<\/p>\n

Viatges freq\u00fcentment i necessites cobertura interna?<\/p>\n

\u00c9s important que no hi hagi per\u00edodes de car\u00e8ncia?<\/p>\n

Tens algun proc\u00e9s en curs que es pugui veure afectat per un canvi de companyia?<\/p>\n

Posa atenci\u00f3 a les carencies<\/h3>\n

Els per\u00edodes de car\u00e8ncia s\u00f3n els terminis durant els quals no podr\u00e0s accedir a determinats serveis m\u00e8dics, fins i tot despr\u00e9s d’haver contractat la p\u00f2lissa. Aquests solen aplicar-se a:<\/p>\n

Hospitalitzacions.
\nProcediments quir\u00fargics.
\nTractaments especialitzats.
\nEn canviar d’asseguran\u00e7a, verifica si la teva nova asseguradora respecta els temps ja complerts a la teva p\u00f2lissa anterior. Moltes companyies ofereixen eliminar o reduir els per\u00edodes de car\u00e8ncia si proves de continu\u00eftat a la teva cobertura.<\/p>\n

Com gestionar les preexist\u00e8ncies<\/h3>\n

Les preexist\u00e8ncies s\u00f3n malalties o condicions de salut diagnosticades abans de contractar lasseguran\u00e7a. Aquests solen ser motiu d’exclusi\u00f3 o restriccions en la cobertura durant un per\u00edode limitat o il\u00b7limitat segons la import\u00e0ncia i el criteri de l’asseguradora.<\/p>\n

Declarar-les amb transpar\u00e8ncia: Ometre informaci\u00f3 pot portar a la nul\u00b7litat del contracte.
\nPreguntar al corredor com la nova companyia maneja les preexist\u00e8ncies.
\nNegociar l’acceptaci\u00f3 de preexist\u00e8ncies: Alguns corredors experimentats poden ajudar-vos a trobar asseguradores que cobreixin certes patologies amb condicions o algun cost addicional.<\/p>\n

No cancel\u00b7leu abans de tenir la nova p\u00f2lissa activa<\/h3>\n

Per evitar quedar-te sense cobertura m\u00e8dica, assegura’t de:<\/p>\n

Signar el contracte amb la nova asseguran\u00e7a abans de cancel\u00b7lar l’anterior.
\nConfirmeu l’activaci\u00f3 de la nova p\u00f2lissa.
\nSol\u00b7licitar al corredor assessorament en els tr\u00e0mits de baixa per evitar c\u00e0rrecs o problemes legals amb l’asseguradora anterior.<\/p>\n

\nAmb l’ajuda del Corredor d’assegurances<\/a><\/h3>\n

Abans de signar, revisar acuradament les condicions de la nova asseguran\u00e7a. Fixa’t en:<\/p>\n

Exclusions de cobertura.
\nCopagaments o costos addicionals.
\nCanvis en les condicions davant de la teva p\u00f2lissa anterior.
\nSi tens dubtes, consulta’ls amb el teu corredor. Un bon assessor sassegurar\u00e0 que comprengui tots els aspectes del contracte.<\/p>\n

 <\/p>\n","protected":false},"excerpt":{"rendered":"

Canviar asseguran\u00e7a de salut \u00e9s una decisi\u00f3 important per garantir que obtinguis la cobertura m\u00e9s adequada a les teves necessitats i pressupost. Ja que \u00e9s […]<\/p>\n","protected":false},"author":1,"featured_media":2886,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[7],"tags":[],"class_list":["post-2884","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized-ca"],"yoast_head":"\nCom canviar d'asseguran\u00e7a de salut. - Caralt i Conesa<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/caralticonesa.com\/ca\/com-canviar-dasseguranca-de-salut\/\" \/>\n<meta property=\"og:locale\" content=\"ca_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Com canviar d'asseguran\u00e7a de salut. - Caralt i Conesa\" \/>\n<meta property=\"og:description\" content=\"Canviar asseguran\u00e7a de salut \u00e9s una decisi\u00f3 important per garantir que obtinguis la cobertura m\u00e9s adequada a les teves necessitats i pressupost. Ja que \u00e9s […]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/caralticonesa.com\/ca\/com-canviar-dasseguranca-de-salut\/\" \/>\n<meta property=\"og:site_name\" content=\"Caralt i Conesa\" \/>\n<meta property=\"article:published_time\" content=\"2024-12-20T18:07:13+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/caralticonesa.com\/wp-content\/uploads\/2024\/12\/DALL\u00b7E-2024-12-20-19.01.00-A-warm-toned-realistic-illustration-of-an-office-scene-with-a-professional-atmosphere.-A-couple-appearing-natural-and-lifelike-is-seated-across-a-wo.webp\" \/>\n\t<meta property=\"og:image:width\" content=\"1792\" \/>\n\t<meta property=\"og:image:height\" content=\"1024\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/webp\" \/>\n<meta name=\"author\" content=\"caralticonesa\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Escrit per\" \/>\n\t<meta name=\"twitter:data1\" content=\"caralticonesa\" \/>\n\t<meta name=\"twitter:label2\" content=\"Temps estimat de lectura\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minuts\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/caralticonesa.com\/ca\/com-canviar-dasseguranca-de-salut\/\",\"url\":\"https:\/\/caralticonesa.com\/ca\/com-canviar-dasseguranca-de-salut\/\",\"name\":\"Com canviar d'asseguran\u00e7a de salut. - Caralt i Conesa\",\"isPartOf\":{\"@id\":\"https:\/\/caralticonesa.com\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/caralticonesa.com\/ca\/com-canviar-dasseguranca-de-salut\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/caralticonesa.com\/ca\/com-canviar-dasseguranca-de-salut\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/caralticonesa.com\/wp-content\/uploads\/2024\/12\/DALL\u00b7E-2024-12-20-19.01.00-A-warm-toned-realistic-illustration-of-an-office-scene-with-a-professional-atmosphere.-A-couple-appearing-natural-and-lifelike-is-seated-across-a-wo.webp\",\"datePublished\":\"2024-12-20T18:07:13+00:00\",\"dateModified\":\"2024-12-20T18:07:13+00:00\",\"author\":{\"@id\":\"https:\/\/caralticonesa.com\/#\/schema\/person\/e2a2530ba1848f127c765c6f1a15c57d\"},\"breadcrumb\":{\"@id\":\"https:\/\/caralticonesa.com\/ca\/com-canviar-dasseguranca-de-salut\/#breadcrumb\"},\"inLanguage\":\"ca\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/caralticonesa.com\/ca\/com-canviar-dasseguranca-de-salut\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"ca\",\"@id\":\"https:\/\/caralticonesa.com\/ca\/com-canviar-dasseguranca-de-salut\/#primaryimage\",\"url\":\"https:\/\/caralticonesa.com\/wp-content\/uploads\/2024\/12\/DALL\u00b7E-2024-12-20-19.01.00-A-warm-toned-realistic-illustration-of-an-office-scene-with-a-professional-atmosphere.-A-couple-appearing-natural-and-lifelike-is-seated-across-a-wo.webp\",\"contentUrl\":\"https:\/\/caralticonesa.com\/wp-content\/uploads\/2024\/12\/DALL\u00b7E-2024-12-20-19.01.00-A-warm-toned-realistic-illustration-of-an-office-scene-with-a-professional-atmosphere.-A-couple-appearing-natural-and-lifelike-is-seated-across-a-wo.webp\",\"width\":1792,\"height\":1024},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/caralticonesa.com\/ca\/com-canviar-dasseguranca-de-salut\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Portada\",\"item\":\"https:\/\/caralticonesa.com\/ca\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Com canviar d’asseguran\u00e7a de salut.\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/caralticonesa.com\/#website\",\"url\":\"https:\/\/caralticonesa.com\/\",\"name\":\"Caralt i Conesa\",\"description\":\"Otro sitio realizado con WordPress\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/caralticonesa.com\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"ca\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/caralticonesa.com\/#\/schema\/person\/e2a2530ba1848f127c765c6f1a15c57d\",\"name\":\"caralticonesa\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"ca\",\"@id\":\"https:\/\/caralticonesa.com\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/2e4a45cf8c1bc95afe79519e4bb42e61?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/2e4a45cf8c1bc95afe79519e4bb42e61?s=96&d=mm&r=g\",\"caption\":\"caralticonesa\"},\"url\":\"https:\/\/caralticonesa.com\/ca\/author\/caralticonesa\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Com canviar d'asseguran\u00e7a de salut. - Caralt i Conesa","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/caralticonesa.com\/ca\/com-canviar-dasseguranca-de-salut\/","og_locale":"ca_ES","og_type":"article","og_title":"Com canviar d'asseguran\u00e7a de salut. - Caralt i Conesa","og_description":"Canviar asseguran\u00e7a de salut \u00e9s una decisi\u00f3 important per garantir que obtinguis la cobertura m\u00e9s adequada a les teves necessitats i pressupost. Ja que \u00e9s […]","og_url":"https:\/\/caralticonesa.com\/ca\/com-canviar-dasseguranca-de-salut\/","og_site_name":"Caralt i Conesa","article_published_time":"2024-12-20T18:07:13+00:00","og_image":[{"width":1792,"height":1024,"url":"https:\/\/caralticonesa.com\/wp-content\/uploads\/2024\/12\/DALL\u00b7E-2024-12-20-19.01.00-A-warm-toned-realistic-illustration-of-an-office-scene-with-a-professional-atmosphere.-A-couple-appearing-natural-and-lifelike-is-seated-across-a-wo.webp","type":"image\/webp"}],"author":"caralticonesa","twitter_card":"summary_large_image","twitter_misc":{"Escrit per":"caralticonesa","Temps estimat de lectura":"3 minuts"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/caralticonesa.com\/ca\/com-canviar-dasseguranca-de-salut\/","url":"https:\/\/caralticonesa.com\/ca\/com-canviar-dasseguranca-de-salut\/","name":"Com canviar d'asseguran\u00e7a de salut. - Caralt i Conesa","isPartOf":{"@id":"https:\/\/caralticonesa.com\/#website"},"primaryImageOfPage":{"@id":"https:\/\/caralticonesa.com\/ca\/com-canviar-dasseguranca-de-salut\/#primaryimage"},"image":{"@id":"https:\/\/caralticonesa.com\/ca\/com-canviar-dasseguranca-de-salut\/#primaryimage"},"thumbnailUrl":"https:\/\/caralticonesa.com\/wp-content\/uploads\/2024\/12\/DALL\u00b7E-2024-12-20-19.01.00-A-warm-toned-realistic-illustration-of-an-office-scene-with-a-professional-atmosphere.-A-couple-appearing-natural-and-lifelike-is-seated-across-a-wo.webp","datePublished":"2024-12-20T18:07:13+00:00","dateModified":"2024-12-20T18:07:13+00:00","author":{"@id":"https:\/\/caralticonesa.com\/#\/schema\/person\/e2a2530ba1848f127c765c6f1a15c57d"},"breadcrumb":{"@id":"https:\/\/caralticonesa.com\/ca\/com-canviar-dasseguranca-de-salut\/#breadcrumb"},"inLanguage":"ca","potentialAction":[{"@type":"ReadAction","target":["https:\/\/caralticonesa.com\/ca\/com-canviar-dasseguranca-de-salut\/"]}]},{"@type":"ImageObject","inLanguage":"ca","@id":"https:\/\/caralticonesa.com\/ca\/com-canviar-dasseguranca-de-salut\/#primaryimage","url":"https:\/\/caralticonesa.com\/wp-content\/uploads\/2024\/12\/DALL\u00b7E-2024-12-20-19.01.00-A-warm-toned-realistic-illustration-of-an-office-scene-with-a-professional-atmosphere.-A-couple-appearing-natural-and-lifelike-is-seated-across-a-wo.webp","contentUrl":"https:\/\/caralticonesa.com\/wp-content\/uploads\/2024\/12\/DALL\u00b7E-2024-12-20-19.01.00-A-warm-toned-realistic-illustration-of-an-office-scene-with-a-professional-atmosphere.-A-couple-appearing-natural-and-lifelike-is-seated-across-a-wo.webp","width":1792,"height":1024},{"@type":"BreadcrumbList","@id":"https:\/\/caralticonesa.com\/ca\/com-canviar-dasseguranca-de-salut\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Portada","item":"https:\/\/caralticonesa.com\/ca\/"},{"@type":"ListItem","position":2,"name":"Com canviar d’asseguran\u00e7a de salut."}]},{"@type":"WebSite","@id":"https:\/\/caralticonesa.com\/#website","url":"https:\/\/caralticonesa.com\/","name":"Caralt i Conesa","description":"Otro sitio realizado con WordPress","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/caralticonesa.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"ca"},{"@type":"Person","@id":"https:\/\/caralticonesa.com\/#\/schema\/person\/e2a2530ba1848f127c765c6f1a15c57d","name":"caralticonesa","image":{"@type":"ImageObject","inLanguage":"ca","@id":"https:\/\/caralticonesa.com\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/2e4a45cf8c1bc95afe79519e4bb42e61?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/2e4a45cf8c1bc95afe79519e4bb42e61?s=96&d=mm&r=g","caption":"caralticonesa"},"url":"https:\/\/caralticonesa.com\/ca\/author\/caralticonesa\/"}]}},"_links":{"self":[{"href":"https:\/\/caralticonesa.com\/ca\/wp-json\/wp\/v2\/posts\/2884"}],"collection":[{"href":"https:\/\/caralticonesa.com\/ca\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/caralticonesa.com\/ca\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/caralticonesa.com\/ca\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/caralticonesa.com\/ca\/wp-json\/wp\/v2\/comments?post=2884"}],"version-history":[{"count":3,"href":"https:\/\/caralticonesa.com\/ca\/wp-json\/wp\/v2\/posts\/2884\/revisions"}],"predecessor-version":[{"id":2888,"href":"https:\/\/caralticonesa.com\/ca\/wp-json\/wp\/v2\/posts\/2884\/revisions\/2888"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/caralticonesa.com\/ca\/wp-json\/wp\/v2\/media\/2886"}],"wp:attachment":[{"href":"https:\/\/caralticonesa.com\/ca\/wp-json\/wp\/v2\/media?parent=2884"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/caralticonesa.com\/ca\/wp-json\/wp\/v2\/categories?post=2884"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/caralticonesa.com\/ca\/wp-json\/wp\/v2\/tags?post=2884"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}